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Stripe launches Radar to tackle e-commerce fraud with machine learning

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                                                    <a href="http://stripe.com/" rel="nofollow" target="_blank">Stripe</a>,
 the startup that lets websites and mobile apps implement payment 
services through its API and a few lines of code, is today adding in 
another new feature as it continues to build out its platform with more 
tools. It is now going to help prevent fraud on Stripe transactions, 
through a new service called <a href="https://stripe.com/radar" rel="nofollow" target="_blank">Radar</a>.<br />

Radar is being rolled out globally as part of Stripe’s primary 
payments service, meaning companies that use Stripe’s API for payments 
do not need to pay extra or do anything in particular to turn it on.<br />

That may change down the line if and when Stripe — which has now raised <a data-href="https://techcrunch.com/2016/10/03/stripe-debuts-payments-in-japan-with-new-investor-sumitomo-mitsui-card-company/" href="https://draft.blogger.com/null" rel="nofollow" target="_blank">around $300 million</a>
 and is valued at around $5 billion — begins to add in more features and
 decides to monetise the service separately. (Its current, 
basic payments rate is a 2.9% commission plus 30 cents per successful 
card charge in the U.S. and fees vary in other markets.)<br />

“This is an area of active development and there is a long list of 
things we want to do,” said John Collison, Stripe’s co-founder and 
president, in an interview. “We haven’t ruled out [launching it as a 
separate service] but want to see how people use it and what works and 
what doesn’t first.”<br />

There are already areas where I could see Stripe potentially adding 
in more features beyond fraud detection and prevention. For example, for
 now Stripe is not offering any kind of insurance or protection services
 alongside the fraud prevention, although Collison told me that this is 
one area it has considered.<br />

In Radar, Stripe is tackling a very big issue in the world of online 
commerce. Retail e-commerce alone (which doesn’t include other kinds of 
transactions that might run through Stripe’s system) will be worth 
nearly $2 trillion globally this year, according to estimates from <a href="https://www.emarketer.com/Article/Worldwide-Retail-Ecommerce-Sales-Will-Reach-1915-Trillion-This-Year/1014369" rel="nofollow" target="_blank">eMarketer</a>,
 and over the next two years it will continue to grow at a rate above 20
 percent and take an ever-bigger proportion of all commerce (including 
offline) transactions.<br />

But as online commerce continues to grow, so do incidents of e-commerce fraud. A <a href="http://www.pymnts.com/fraud-prevention/2016/online-fraud-attack-rates-soar-since-october/" rel="nofollow" target="_blank">survey</a>
 conducted by Pymts and Forter found that in Q4 of 2015 there were 27 
fraud attempts for every 1,000 transactions, and in Q1 2016, some $4.79 
out of every $100 in transactions was at risk (a year before it was 
$2.90).<br />

Collison would not say how much fraud may have passed through 
Stripe’s own pipes over the years, but pointed to the fact that there is
 a lot across all of e-commerce.<br />
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19Oct2016

How you too can last 25 minutes longer in bed and save yourself embarrassment of premature ejaculation

izzy 10:30:00 articles

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19Oct2016

Help her ! Her Boss Is Flirting With Her

izzy 10:26:00 articles

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 There are certain taboos in the workplace and one of them is office romance.
 When it comes to office romance, both parties are interested and are 
aware of the risks involved. But in the case where your boss is overtly 
flirting with you, that's just a big NO.<br />
 A little light office 
flirtation can be exciting, but when your boss doesn't get the memo that
 this is wrong, it could be a really bad day at work. It is 
also annoying, rude, awkward and counterproductive -- not to mention 
potentially illegal. You most likely will want to avoid your boss, which
 seems impossible as you'll have to interact with the individual every 
day.<br />
 Flirting involves verbal or written communication as well 
as body language by one person to another, either to suggest interest in
 a deeper relationship with the other person or if done playfully, for 
amusement.<br />
 If your boss is in interested in you, it often starts 
with a friendly gesture, compliment, a pat on the back, a jokey remark 
and all of that. Although not all men/women will act like this, but you 
have to be careful and try to defuse the situation before it gets any 
worse. Flirtation that initially seemed innocent can quickly escalate to
 harassment levels, so it's important to remedy the situation before it 
gets out of hand.<br />
 You can simply ignore the advances, but not all
 will get that they are being ignored and will probably still continue 
with their advances. There are other ways you can regain your sanity and
 a reasonable level of comfort at work.<br />
 <strong>1. Be direct</strong><br />
 You
 can tell your boss directly that you are very uncomfortable with his 
advances. If you don't say anything the advances are likely to continue,
 so it's advisable you tell him how you feel. You can simply tell 
him/her that you are interested in them professionally and not 
romantically. This may seem hard, but if you keep silent it could be 
seen as a sign of encouragement.<br />
 <strong>2. Mention a partner</strong><br />
 One
 other way you can defuse the situation is by mentioning your partner. 
Even if you are not in a relationship, you can still talk about a man or
 woman in your life. You should drop hints that you are in a 
relationship.<br />
 <strong>3. Reduce flirtation opportunities</strong><br />
 Simply
 put, reduce your alone time with your boss. This can be tricky as you 
will have meetings together and the rest. But if you can control it, 
reduce the time you spend alone with your boss.<br />
 <strong>4. Be tactful </strong><br />
 If
 the flirting still continues, you should express your disapproval but 
be tactful while doing it. Remember that you'll still be working for 
this person so be careful. Expres your discomfort in a way that 
doesn't condemn him/her. You can say something like<em> I make it a rule
 never to mix business with pleasure. I know you’re only joking, but 
sometimes I feel uncomfortable when you mess about.</em><br />
 <strong>5. Don't dress inappropriately </strong><br />
 The
 way you dress can send the wrong message. You should always come to 
work in conservative work apparel. this is a good for career 
advancement. Don't wear a particular dress or colour just because your 
boss likes it, this can send the wrong message.<br />
 <strong>6. Look into the company's s3xual harassment policy </strong><br />
 If
 the flriting still continues after all this, it's advisable you look 
into the company's s3xual harassment policy and also keep a written 
record including the date, time, location, what was said and if there 
were witnesses. You should also talk to someone about it, it could be 
the Human Resources manager or a lawyer.<br />
 Don't believe your 
success in your workplace is due to your boss's attraction to you. You 
are there on your merits and you should never think that way. Consider 
all these points if you feel uncomfortable with the flirtateous advances
 from your boss.</div>
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19Oct2016

Must Read: My Encounter With A Jehovah Witness Girl… Part 3

izzy 10:25:00 articles

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I retrieved my line on Wednesday and bought another phone on Friday
 afternoon….not until Saturday afternoon before my line started working 
fully due to some network hitches……Debby’s contact was no where to be 
found…well I guess that’s “one meat lost”…..life goes on jare…………
</div>
</header>Saturday morning was normal routine for me and all my hope was that 
Debby might come to the area maybe I will use the opportunity to see 
her, because of that, I didn’t go out throughout Saturday and I was 
outside the compound for majority of the day thinking I will see her 
pass by…..i went the extra mile of trying to locate where she said they 
usually have their service but I couldn’t get it…finally, I surrendered 
but just wondering if she never even bothered to try my number again or 
she doesn’t even need me again…………………that was how I spent my Saturday 
without any news from Debby…..(Very painful and sad)……………………<br />

I never even bothered myself again on Sunday as I already accepted my
 fate….I was indoor around 4pm on Sunday evening seeing some movies when
 I heard a knock on my door……………….<br />

Me:Pls come in….the door is opened I said<br />
To my surprise, it was Debby that opened my door but she look so 
different…..she was on blue pencil jean with a round neck top and a hand
 bag……………..i ushered her in, lock the door from behind and also brought 
her sandal inside………………As a sharp guy, I never attempted to stretch my 
hand to her rather it was an open arm I opened…………My thought was maybe 
it will be a half hug but I tried as much as possible to enjoy the 
moment and take charge of the moment by receiving full one…<br />

Me:I never thought I will see u again<br />

Debby: Why? What happened to your fone…………<br />

Me:I lost my fone on Tuesday, most of my contact was gone as my last 
back up didn’t include ur contact details……..Have been expecting ur call
 since yesterday that my fone was up but notyn….so, I guess u av 4got 
abt me and that sharp guy has totally taken u away 4rm me……………<br />

Debby:Which sharp guy? Abeg, there’s no guy anywhere jare……………..<br />

Me:Dat means those guys in ur skool are blind or ur area doesn’t 
recognize good thing…………although if dey don’t, I do and appreciate ur 
beauty so much and thanks for checking on me………….<br />

Debby:I hear u…u and your sweet mouth………….Have been trying ur number 
since on Thursday when I didn’t hear 4rm u…..up till yesterday morning 
before I made up my mind to check on you today…thank God I was able to 
recognize this place……………..<br />

Me:Thank God and my Star too……………….Cos it would have been a disaster<br />

Debby:What disaster?<br />

Me:Missing and angel like u………………….I tried to locate your service 
centre yesterday maybe you will be around but I was not able to find the
 place……………….<br />

Debby:Hey yah…………………..so sorry for the stress<br />

Me:You worth more than that dear…………<br />

Debby:hmmmmm……ohk ooooo…………….My supervisor already approved my topic<br />

Me:Which one of it……………………….<br />

Debby: “Showing me the topic”…………THIS ONE…………………..”That was my senior bros topic who graduate from another school”…..<br />

Me:Waoh…….i have this one ready made, you don’t even need to go 
through lot of stress…..lemme go inside my room and look for it………………You
 can help ursef with whatever you like in the fridge.<br />

I went inside my room with various thought “I wasn’t looking for 
anything as the project was someone close by….but hw will I get to this 
babe…..mere talking to her alone Dickson was rising, was just using 
style style to control myself…………..i bought so much time inside thinking
 of the best way or formula but couldn’t think of any…I finally decided 
to just go and try my luck if there will be any chance for me…………….I 
came back into the sitting room with the project, I met her chatting on 
her phone and concentrating on the movie…my mind didn’t even go to what 
was on the table………….Suddenly my eyes went to the table side and what I 
saw was a red wine with a sprite……………<br />

Me:waoh…..so, u take wine?<br />

Debby:Once in a while but I don’t take it alone without mixing it…………<br />

Me: “very surpeise”…………well datz good sha……….Why not lemme fry some chips for you………..<br />

Debby:No don’t, worry, am not staying long<br />

Me:Nooooo…its my call abeg<br />

I quickly dashed to my fridge, pick up the last remaining small chips
 and head straight to the kitchen……….As I was in the kitchen, my mind 
was still thinking of so many things but I was rest assured it will 
happen if God says it will……………I didn’t spend more than 10mins…I came in
 with the chips full of sweat then I decided to excuse myself to take my
 bath….Her concentration was just on her phone and the film….”wetyn 
concern me with her fone sef”<br />

I came back with short and a singlet, pick a glass cup and decided to
 sit beside her by the arm of the chair…..she stopped her chatting, 
dropped her fone on d table while we both concentrated on the film….she 
adjusted herself a bit and I was able to balance well beside her…..i 
decided to use the same fork she was using and thought maybe she will 
stop eating but once I drop, she pick and use too…..”Life is good”<br />

Asked if she was enjoying the movie which she said yes as she has 
seen most of the movies in the selection……WHAT! SEEN MOST OF WHICH 
MOVIE?”…The movies are semi adult film…normal films but with lot of sex/
 unclad scenes….the actual one playing if I could remember was “COUGARS 
CLUB”…..i was a bit surprised but not so much…..we started gisting about
 the film while we sip our drinks….i stretched hand over to her shoulder
 and called her attention to a lady in the film………….<br />

Me:you look more like this babe<br />

Debby:How?<br />

Me:the body structure is just so perfect<br />

Debby: I don’t think so jhoor…………….<br />

Me:Nah…look at the hips and her upper side…just like yours…u no u 
cant see ursef am just trying to show you what you actually look like<br />

Debby: I don’t believe that jhoor…..Stop flattering me abeg….<br />

Me:Nah…its not flattering………stand up a bit and lets compare<br />

“as if I controlled her with a remote, she stood up”<br />

Me:you see what am saying..holding her hips………
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19Oct2016

Tonto Dikeh’s 2017 Lexus Jeep Gift From Husband Will Give You Goosebumps

izzy 10:20:00

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<img alt="Tonto Dikeh and husband" class="aligncenter wp-image-56294 size-full" height="351" src="http://stargist.com/wp-content/uploads/2016/03/Tonto-Dikeh-and-husband.jpg" width="400" /><br />

Nollywood actress, Tonto Dikeh-Churchill took to Instagram to 
appreciate her husband, Churchill as he just gifted her with a 2017 
Lexus Jeep.<br />

She wrote;<br />

<em>“I am indeed speechless by YOUR love for me..Everyday I APPLAUD 
MYSELF FOR MARRYING such an awesome husband as YOU…Thank u MY DEAREST 
husband for gifting me such a wonderful gift as dis cutie(LEXUS LX 570 
2017).<br />
May God bless and enrich u dearly for me,You SHALL KNOW NOT LACK.<br />
Your Love has made me a better woman and I am grateful to God for letting our paths cross..<br />
I LOVE YOU SO MUCH #PAPAKING #MYKINGKONG #LOVERS #GIFT #PRAYINGWIFE #SANTA CAME EARLY #PRADO2016 #LEXUS2017 @lexususa”</em>
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19Oct2016

Chelsea defender Marcos Alonso has an excellent analogy about playing in Italy

izzy 10:20:00 sport

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 <img alt="Chelsea defender Marcos Alonso has an excellent analogy about playing in Italy" class="alignnone size-full wp-image-660435" height="253" src="http://www.101greatgoals.com/wp-content/uploads/2016/10/Marcos-Alonso-in-his-Fiorentina-days.jpg" title="Chelsea defender Marcos Alonso has an excellent analogy about playing in Italy" width="400" />

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  Marcos Alonso in his Fiorentina days</figcaption><figcaption></figcaption><div>
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<h2>
New and improved Alonso</h2>
Chelsea who remembered Marcos Alonso as a Bolton and Sunderland 
defender might have been skeptical about the Blues spending £23 million 
on him in the summer. But by then Alonso was a Fiorentina defender. He 
had been for the best part of three years. As he will tell you himself, 
it was a vital spell in his career. It transformed him. He went from 
being a decent defender to a good one.<br />

Perhaps this would have happened anywhere. A graduate of the Real 
Madrid academy, maybe Alonso was always on course for success. Nah, he 
says. It mattered that it was Italy. It had to be Italy. The defender 
gave a brilliant analogy about what it was like to play in Serie A.
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19Oct2016

Any policeman checking vehicle particulars is on illegal duty – AIG

izzy 08:55:00 news

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                                                    Mr Dan Bature, an
 Assistant Inspector-General (AIG) of Police in Charge of Zone 11 
comprising Oyo, Osun and Ondo states, says any policeman checking 
vehicle particulars on the highways is on illegal duty.<br />

Bature said this on Wednesday in Ibadan during a two-day familiarisation visit to Oyo State.We've been warned,so report any suspected policeman to higher authorities....
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19Oct2016

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